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From your previous posts, it seems that you might be uncertain about just what you want to do with your life, so starting a multi-year – and expensive – commitment starting with prep, med school, residencies, etc., might be premature.
You’ve expressed interest in becoming a master plumber and, separately, an attorney. And also becoming a partner at something, perhaps “a law firm or big accounting”…
And elsewhere, you express concern more generally about where your life is going, or feeling like a loser. (Note: We all tend to have our moments, so please don’t misunderstand my comment. It’s just that you may still be pretty unsure about just what you want to do…)
And then there is some issue about possibly buying your parents’ home for a *very* steep discount [$1.00?] without seeming to understand some of their future health care costs (Medicaid if needed within 5 years) OR… how one would need to structure the purchase so as not to run afoul of tax laws. Some of your ideas seem very close to tax fraud, even if you are not intending it that way. My point here is, again, that you still need to do some serious exploring and thinking about what you are going to be doing.
However, if you are seriously considering med school, residencies, etc., this might not be a good time to buy a house at all. You may not have a lot of choice about just where you spend quite a few years in the coming decade or so.
And you mentioned having no interest in ever marrying or even dating, but then you have a child and are separated from the mother… and then you’d be living with a family (partner and child?). It’s not very clear, except your understandable concern about care of a young child in an uncertain world, etc.
And then there is the airplane you were considering purchasing only a few months ago. Are you already a pilot, or would you be starting at ground zero?
And what about your concern about feeling behind with savings? Did that situation resolve in just a few years such that an expensive hobby is also in the cards?
Is it possible that you are having a bit of an early mid-life crisis?
Nothing wrong with that, of course (and you certainly wouldn’t be the first!), but you probably should make some decisions before heading off on any of the potentially long-term and expensive trajectories.
Apologies if I’ve misunderstood your situation. “You know you” much better than any of us can from a few hundred posts on many topics, and there’s no surprise there. But it could make it difficult for us to understand your actual situation such that we could make useful suggestions.
If your planning has solidified, perhaps you could add that information?
Some of this could be *very* relevant and important. For example, do you have a spouse/long-term partner and family? If so, how does your partner feel about what life may be like while you get prepared for medical school and then go through that multi-year, stressful process? It’s likely tough even with the best support, but if that’s *not* there… I’d think long and hard, and have some long and hard discussions.
Good luck with your decision, and I wish you well, regardless of the path you take!
RM
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